Sunday, April 5, 2009

Money Danger Opportunity

Now here is something that I was fortunate enough to come across that is not exactly what you might think--when you see the word "conspiracy", don't get immediately turned-off by thinking that is something like "the 9/11 conspiracy" or "the New World Order conspiracy"...not exactly, anyway. Here is the link, but read my explanation:

The Eight New Rules of Money

I'm sure some of you have heard of the Rich Dad, Poor Dad books by Robert Kiyosaki, and you might have even read a few. I've read three of them and liked them all very much. Here, for free, is his newest one that it is being posted on the Internet, chapter by chapter as they get written, because the author believes that the normal publication time (about two years to hard copies being available in bookstores) would be just too long; in the light of the kind of history that is being made right now today, it would be too late for this information to help anybody.

Robert Kiyosaki's most important point is that people are not educated about money. The schools don't do it, and he feels that there is definitely a reason for that: the schools were made by rich industrialists to train WORKERS, not rich people. Another man I admire greatly, John Taylor Gatto, has been saying this for years, which is why the schools are so awful (they are factories designed to keep the people DOWN).

Kiyosaki's real dad (the "Poor Dad" in his books) was practically a socialist (in this new book, Kiyosaki actually calls him a socialist, although I doubt if his father "knew" that he was that directly). (Please forgive me if I have gotten some of these details's been a while since I have read these books. The gist of what I am saying is correct, even if some facts may be wrong.) He worked for the government (I think as a teacher?) and depended upon the government mediocre salary and government security in order to survive. While he was a nice and smart man who taught Robert a lot of important stuff, he was NOT someone who understood how a person could become a huge success in life. Robert's "Poor Dad's" idea was to be a drone--secure, and it is hoped, safe, but nevertheless a drone. (But such safety is a delusion as many people have now discovered.)

However, in contrast to the "Poor Dad" philosophy, Robert had a friend whose father was very rich. This friend's dad had (if I remember correctly) a large string of stores and maybe also commercial real estate. (By the way, let me interject here that Robert had been saying for years that people had to watch out when they considered their house to be an "asset" instead of a "liability". Again, this has proven to be nearly prophetic.) Robert's friend's dad had a enterpriser's or entrepreneur's concept of how to live, and he impressed Robert very much. Robert started out as a kid working in one of the man's stores and learning everything he could from him. He "adopted" him as his "Rich Dad," and the one who really taught him what he needed to know about money.

The lessons in Kiyosaki's books are immediately obvious, and yet they make you think, "Why didn't I ever understand that before?" That's because NOBODY ever taught us any of that before, and, in fact, there is a definite ENERGY in the country to KEEP us from learning it. Kiyosaki wanted to change that, because he believed that an educated and fully productive society benefits ALL of us (even the super-rich, who don't seem to get that...although I will add here my own contention, and that is that most of the super-rich of the "Rockefeller" type don't have the slightest idea how to go out and make money; they've inherited all their millions or billions and are ignorant of the real process, which makes them very afraid of those who DO understand it. Unfortunately, these people nevertheless do have a LOT of power.)

I was inspired enough by Kiyosaki's books to put together my own "money course" for after school at the school where I work, using Kiyosaki's two different "Cashflow" games as a method of instruction (one game for little kids and the other game for older kids). Unfortunately, the kids really weren't interested (maybe I wasn't a very good teacher?); they'd rather just play. While I did have several very smart and interested students, the majority of them were disruptive and undisciplinable kids that made it impossible to function, so after two exhausting trimesters, I stopped offering the course. One lesson that I learned from that experience is that most of the wisdom offered is really only for a very few students, anyway, which is why "forced schooling for the masses" is such a failure. In the early days of our republic, students only took courses in and learned material that they were interested in and really wanted to learn; for the rest of their time, they were making a living, such as helping on the family farm or in someones enterprise, in whatever capacity they could (of course nowadays, our child labor laws would prevent the latter).

Despite my having read three of Kiyosaki's other books, I had no idea that he had the particular background in thought that he talks about in this new book...that is to say that he is philosophically one of "what I am", or maybe I ought to say that I am "one of him". He was greatly influenced by a book of Buckminster Fuller's; he seems to share the same understanding of education as John Taylor Gatto; he says that the only honest politician running for president and the one who had correctly warned us YEARS ago about what was going to happen was Ron Paul, the one I supported (with donations and my vote in the primary). So I'm feeing a real kinship with Kiyasaki that I didn't know was there.

And I think he is entirely worth listening to. So far, of course, I have read only the first and currently available chapters of this book, but several times I found myself having an "Ah-ha" experience about things I THOUGHT I understood but didn't really. He explains things so simply and logically, that even if at times he maybe seems to be talking down, that is exactly the level I need to be talked at (wow, badly written sentence, but I think you know what I mean). Simple is fine with me if it gets me to understand!

You, too, can read this book as it comes out, if you want to. There is a certain level of "signing up," although I THINK that just setting up a user name and password is sufficient. However, I went all the way with a complete registration (name, address, etc.), because I knew that along the way, I was going to want to participate in the forum's discussions, which is another aspect of this. If doing that worries you, I think you don't really have to...but check it out and see. As for me, I thought it was worth it.

Okay, in many ways I am easily impressed (but I appreciate that about myself, because it shows a level of humility). For example, a few days ago I had an appointment with a new doctor in Malibu, and afterwards, I decided to treat myself by coming back home via the Pacific Coast Highway. Of course, I am eternally envious and amazed at those people who have houses RIGHT ON THE SAND along that route, something that seems IMPOSSIBLE to me. I decided to have lunch at Duke's, a restaurant on the coast that I had long wanted to try out, but so far never had. I got there just as they opened for lunch (11:30). It was a beautiful Southern California day, the kind of thing that people pay so much money to be here and enjoy, but which I don't enjoy as much as I should because I resent not owning a house (but yes, circumstances ARE changing). I sat outside at their "Barefoot Bar" and had a delicious macadamia-encrusted Oho (or is it Ono?) fish from Hawaii with saffron rice and salad, and with a coconut-milk and pineapple juice rum drink, all of which my personable waitress referred to as "The Consummate Duke's Experience" (which I also understood meant that I was a perfect patsy for the "Consummate Duke's Marketing", but so what, I DID enjoy fact, it was ALL perfect).

I sat there right up against the plexiglass partition directly on the lava boulders upon which the waves were crashing and surveyed the scene that curved out before me. Just beyond the flat, empty portion of beach began again a string of houses directly on the beach with their decks jutting out over the water and their intimate stairways down to the very sand, ah, how wonderful, and then across the highway and high up on the hills above, even way up on the mountain tops, were other multi-million dollar houses. I marveled at the people who had successfully done such a thing, placed a house right on the beach or else infinitely high on a mountain I didn't even know you could reach by car. I was reminded of my idea about "how late" it was now to do this in L.A., and how marvelous it might have been to have come here in the 40s or 50s when things were only just beginning, and yet I also chastised myself for fear and inaction; I thought about the many notices I continually see on Internet sites such as "The Sovereign Society" or magazines that I receive such as "International Living" where they discuss waterfront property for sale in Brazil or Panama or Uruguay, or islands off the coast of Asia, or in developing former Communist regions of Eastern Europe along the Mediterranean (Dubrovnik, etc.) for prices like $30,000, and I think "Well, aren't these like 'LA in the 40s or 50s?"; in other words, I understood how easy it was for me to succumb to "fear and inaction" in the face of genuine opportunities elsewhere. Something I really need to fix about myself (and I think more understanding of money and how it works will help with that).

But then Robert Kiyosaki did a video on his site that was taken in his backyard in Hawaii, and he made no bones about the fact that it was ON WAIKIKI BEACH and I knew that those waves crashing up against the border of his property and that sand had to be among the most expensive oceanfront land on the face of the EARTH, and Robert Kiyosaki is a self-made man, having started out working in a store and whose real father had a government job. Robert Kiyosaki is not a Bill Gates, for example, who managed to ride the crest of one of the world's major economic and technological developments, a "once in an eon" opportunity that Gates happened to be at the forefront of. Kiyosaki achieved his achievements in a way that virtually anybody could also do if they knew how, and had the foresight, courage, and energy to do so. This is not to denigrate Kiyosaki's achievements at all, because primarily what he did was fill an essential need that had long needed to be filled and he was the one who did it...but my point is that such opportunities are infinite and do not require any special place and time.

And even when times seem dark and getting darker, we must not make the mistake of riding the waves of those times down into a treacherous whirling sinkhole of personal resignation and destruction, but should, instead, see that the opportunities to fill hungry needs are even more numerous than in the good times. So when the things are the darkest, so do rays of light shine the brightest.

So, if Robert Kiyosaki's newest, and perhaps deepest "Rich Dad, Poor Dad" book seems to interest you, please sign on and let's see how far it will take us. No more worrying about surviving, but putting our attention onto thriving. That's the "opportunity" half of the "danger/opportunity" ying and yang of the word "crisis".

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